Tesco Car Insurance is a branch of the popular supermarket chain by the same name, and it can save you money on your car insurance in the UK! Tesco’s plans are comprehensive and protect you in case of accidents and from fire and theft, but they are also pretty basic and streamlined so as to save you money. There is even a Tesco Car Insurance Value policy that is more basic than the general comprehensive plan which they offer. If you do want to supplement either plan with extra features though, there are a couple which are available for you. Both can make your insurance policy more thorough.
Tesco Breakdown Cover is provided by RAC and covers you 365 days of the year. If you have a breakdown on the road, RAC will attempt to reach you to assist within 40 minutes. Statistically speaking, RAC is able to repair 4 out of 5 vehicles which break down right where they stand on the roadside. This does not include extreme failures or devastating accidents. There are no additional costs for fitting, labour, or parts on the roadside.
Even though Tesco’s cover is comprehensive, it’s also limited in some respects, particularly concerning collisions. That’s why you may also want to add on Tesco Legal Guard. Tesco Legal Guard can help you to make claims from the other party involved in a collision. Legal Guard further covers you up to £100,000 in case the other party needs to make a claim from you. Cover only applies under certain conditions, so read the guidelines carefully before you decide to use Tesco Legal Guard.
Tesco Car Insurance is a great cost saver, but its plans can be limited, so the add-ons can add value to your plan while still keeping your insurance premiums low compared to other plans from other providers.